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Operating conversions
Convert between account currencies when you move from collection to payroll, supplier pay or intra-group funding.
BREADX FX sits on the same business account. Convert operating funds, hold multi-currency balances, and pay out locally instead of sending every transfer as a cross-border wire.
Turn collected funds into the currency you will pay, hold or settle in — from the client dashboard.
After conversion, send on local rails so counterparties receive a domestic payment where the corridor supports it.
Hold more than one currency so overseas operations are not forced through a single domestic account.
Dealing in foreign exchange is part of the BREADX money services offering. Conversion is used to collect, hold and disburse — not as a standalone trading product.
Convert between account currencies when you move from collection to payroll, supplier pay or intra-group funding.
Use converted balances to pay locally across Norður-Ameríka, the UK, the EU/EEA, Asia and Africa.
Same dashboard as the business account, wallets and merchant stack. Rates and availability follow the live programme.
Alongside core operating currencies, further currencies can be received or converted through alternative payment methods and supported pairs, including:
FX is available on the same corridors as the business account. Pairs, limits and local payout depend on the client programme.
BREADX is not a bank. For all Canadian-dollar (CAD) funds, BREADX does not hold, own, or control the funds. CAD funds are received, held at rest, and disbursed exclusively by our regulated partner Apaylo Finance Technology Inc. (FINTRAC MSB Registration No. M22922184). Apaylo holds all CAD funds in bank accounts legally titled to and owned solely by Apaylo at Digital Commerce Bank, a Schedule I Canadian bank.