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Reach
Payouts into a large set of countries on local methods — bank credit, wallets, cards and pickup points — instead of a single SWIFT path for every recipient.
Mass-payments sit on the BREADX programme. One relationship covers local bank rails, mobile wallets, cards and supported digital settlement — with BREADX remaining the account and compliance layer your business works with.
You contract and onboard with BREADX. Last-mile delivery runs under that programme through the payout network. Recipients do not have to open a separate retail relationship with us.
Bank transfer, mobile wallet, cash pickup, push-to-card or supported digital settlement where the corridor and the programme allow it.
Fund the programme, then instruct payouts. Routing picks a rail for speed, cost and whether the recipient can actually receive it.
Mass-payments use a global payout network so clients can pay people and businesses in many markets without standing up a new bank file in each country.
Payouts into a large set of countries on local methods — bank credit, wallets, cards and pickup points — instead of a single SWIFT path for every recipient.
Recipients can pick a preferred method and manage payout details in a branded or multilingual portal where the programme includes it.
KYC/KYB, sanctions screening and payout validation sit on the transfer before it leaves. BREADX still applies its own onboarding for the business client.
Available corridors, methods and currencies follow the live client programme. BREADX will confirm what is enabled before you send.
BREADX is not a bank. For all Canadian-dollar (CAD) funds, BREADX does not hold, own, or control the funds. CAD funds are received, held at rest, and disbursed exclusively by our regulated partner Apaylo Finance Technology Inc. (FINTRAC MSB Registration No. M22922184). Apaylo holds all CAD funds in bank accounts legally titled to and owned solely by Apaylo at Digital Commerce Bank, a Schedule I Canadian bank. Last-mile methods and countries follow the live client programme.